1992 ARVIS CIRCLE E, CLEARWATER, FL, 33764
Active211 days on marketListed Dec 23, 2025MLS #TB8458043
About this home
1992 ARVIS CIRCLE E
One or more photo(s) has been virtually staged. NOW UNDER $700K • FULLY RENOVATED WATERFRONT • DIRECT TAMPA BAY ACCESS • PRIVATE DOCK • NO HOA Now offered under $700,000, this fully renovated waterfront residence combines direct navigable access to Tampa Bay, luxury finishes, and a private resort-style coastal setting, creating one of Clearwater's most compelling waterfront opportunities. This is the waterfront lifestyle buyers wait for—move-in ready, boat-ready, and offering immediate access from your private dock to Allens Creek and Tampa Bay. Set along the peaceful waters of Allens Creek, this home offers a rare blend of modern design, natural beauty, and true Florida waterfront living. Watch manatees glide past your dock, fish break the surface, and native birds soar overhead while enjoying a tranquil, mangrove-lined setting that feels both private and connected to nature. Inside, more than 2,100 square feet of thoughtfully reimagined living space showcases large-format porcelain tile flooring, recessed LED lighting, and a dramatic floor-to-ceiling stone fireplace that anchors the expansive open-concept living area. The designer kitchen is a true centerpiece, featuring a waterfall-edge island, premium quartz countertops carried seamlessly up the backsplash, custom cabinetry, stainless-steel appliances, and abundant prep and gathering space—perfect for everyday living and entertaining. The private primary suite offers both comfort and flexibility with a dedicated office or bonus room ideal for remote work, a fitness space, or quiet retreat. The spa-inspired bath features a rainfall shower, custom wood-accent tile, quartz vanity, and an LED backlit mirror. A light-filled Florida room extends the living space year-round, framing tranquil water views while seamlessly connecting indoor and outdoor living. Step outside to nearly 700 square feet of new decking and a pergola-covered entertaining area—perfect for waterfront dining, sunset gatherings, or simply relaxing beside the water. Your private dock provides immediate boating access to Allens Creek and direct passage to Tampa Bay, making boating, fishing, kayaking, paddleboarding, and waterfront dining part of everyday life. Thoughtfully renovated throughout, this home combines luxury finishes with peace of mind, including a brand-new 2025 roof, 2023 HVAC system, updated interiors, refreshed exterior features, and quality improvements throughout—creating a truly turnkey waterfront residence ready to enjoy from day one. With no HOA or CDD, the property offers exceptional flexibility for full-time living, a second home, or potential short-term rental opportunities (buyer to verify local regulations).
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,183
Sqft
0.29 ac
Lot size
2
Garage
1973
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,864 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,864/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.7%
$/sqft vs Clearwater actives
$321 vs $218
Days on market
211 vs 47 typical
Where $321/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1992 ARVIS CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$540,000
1964 ARVIS CIRCLE E · same community
3 bd · 2 ba · 2,010 sqft · $269/sqft · 150 DOM
Sold · Jun ’26$399,000
1950 ARVIS CIRCLE W · same community
3 bd · 2 ba · 1,941 sqft · $206/sqft · 181 DOM
Sold · Feb ’26$425,000
1978 ARVIS CIRCLE W · same community
3 bd · 2 ba · 1,650 sqft · $258/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1992 ARVIS CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1992 ARVIS CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1992 ARVIS CIRCLE E FAQs
What would the monthly payment be for 1992 ARVIS CIRCLE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1992 ARVIS CIRCLE E?+
The most recent tax bill on record (2024) was $7,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1992 ARVIS CIRCLE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $699,900, this home is listed about 155% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1992 ARVIS CIRCLE E?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,900 runs 204% above the CLEARWATER 33764 median — but at 2,183 sqft it's also 74% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
211 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $825,000, now $699,900 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Vitalino Rocha. MLS #TB8458043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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